Cover out-of-pocket expenses not covered by your medical plan while confined to a hospital. You have the option to purchase hospital indemnity insurance to help with unexpected costs such as child care, deductibles and lost income.

	Plan 1 (Low Plan)	Plan 2 (High Plan)
First Day in the Hospital (Regular Bed)	$1,000	$2,000
Hospital Confinement (Up to 30 Days)	$100/day	$200/day
ICU Confinement (Up to 10 Days)	$100/day	$200/day
Extended Hospitalization	$100/day	$200/day

	Plan 1 (Low)	Plan 2 (High)
Employee Only	$11.52	$21.64
Employee + Spouse	$23.52	$44.77
Employee + Child(ren)	$19.61	$36.95
Employee + Family	$31.60	$60.08

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Summary of Benefits

Even a broken arm can result in medical costs not covered by your health plan. Accident insurance helps to protect your finances after a mishap. It pays you cash for covered accidents and treatments. You can use the money to help pay out-of-pocket medical costs or everyday expenses.

Wellness
All family members on your plan are eligible for a wellness screening benefit, also paid directly to you once each year. You may receive $50 per covered person per year.

See plan documents for a full list of benefits.

Benefits
Accidental Death	$25,000
Accidental Death Common Carrier	$100,000
Catastrophic Loss - Loss of two or more of the following: Arms, hands, legs, feet or irrecoverable loss of sight of both eyes	$15,000
Loss of one hand, foot, leg or arm	$7,500
Loss of sight of one eye or loss of one eye	$7,500
Two or more fingers or toes	$1,500
One finger or one toe	$750

Employee Rate Per Pay Period
Employee Only	$5.99
Employee + Spouse	$10.44
Employee + Child(ren)	$11.66
Family	$16.10

Downloads

Summary of Benefits

Rate Sheets

Critical Illness insurance provides a cash benefit when you or a person on your plan is diagnosed with a covered condition, like a heart attack or stroke. See plan documents for a list of rates.

Dependent amounts cannot exceed 50% of employee benefit amount.

Wellness
All family members on your plan are eligible for a wellness screening benefit, also paid directly to you once each year. You may receive $50 per covered person per year.

See plan documents for a full list of benefits.

Employee Benefit
Benefit Amount	$5,000 to $20,000 in $5,000 increments
Guaranteed Issue Amount	$20,000
Age Reduction	50% at age 70, rounded to the next higher $1,000

Spouse Benefit
Benefit Amount	$2,500 to $10,000 in $2,500 increments
Guaranteed Issue Amount	$10,000
Age Reduction	Reduced if greater than 50% of employees reduced amount

Child Benefit
Benefit Amount	$2,500 to $5,000 in $2,500 increments
Guaranteed Issue Amount	$5,000
Age Reduction	Reduced if greater than 50% of employees reduced amount

Downloads

Summary of Benefits

Rate Sheet

This is a 100% Employer-Paid Benefit

Emergency Travel Assistance is an extra service included as part of your life insurance plan. If you have an emergency while you are over 100 miles away from home, call the number on your Assist America ID Card to be connected with a staff of medically trained, multilingual professionals who can advise you in a medical emergency, 24/7. No matter where you are in the world, they will help you access or receive:
• Pre-qualified, English-speaking professionals working in hospitals, pharmacies, and dental offices
• Medical consultation, evaluation, and referral
• Hospital admission assistance
• Critical care monitoring
• Emergency medical evacuation
• Transportation to return home or to a rehabilitation facility, prescription assistance
• Legal and interpreter services, and more.

If you or an immediate family member has a medical emergency and are more than 100 miles from home, call or e-mail:
Within the U.S. – 800.872.1414
Outside the U.S. – 609.986.1234
Email – medservices@assistamerica.com
Membership Number – 01-AA-SUL-100101

This is a 100% Employer-Paid Benefit

Identity Theft Protection is another extra service included as part of your life insurance plan. If you become a victim of identity theft, you will have the support of a comprehensive Identity Theft Protection Program through Assist America’s Secur Assist Identity Theft Protection program.
It provides:
• 24/7 telephone support and step-by-step guidance by anti-fraud experts
• A case worker assigned to you to help you notify the credit bureaus and file paperwork to correct your credit reports
• Help canceling stolen cards and reissuing new cards
• Help notifying financial institutions and government agencies.

To proactively protect your credit cards, register them for Identity Fraud Protection surveillance by going to www.securassist.com/sunlife with access code: 18327

Additional Benefits